PAPAYA: annexure-VII
REPAYMENT OF TERM LOAN
Term Loan - Rs.37.50
thousand
Moratorium - 18
Months
Repayment - 5
Years
Gestation Period - 12
Months
Installment Amount - Rs.3.41
thousand
Installment Nos. - 11
Interest Rate - 12%
(Rs. In thousand)
|
Year |
Principal Amount |
Installment |
Outstanding |
Interest |
|
|
Half |
Yearly |
||||
|
Year 0 |
37.50 |
0.00 |
37.50 |
2.25 |
2.25 |
|
1 |
|
0.00 |
|
|
|
|
2 |
|
|
|
|
|
|
Year 1 |
37.50 |
0.00 |
37.50 |
|
4.50 |
|
1 |
|
0.00 |
|
|
|
|
2 |
|
|
37.50 |
2.25 |
4.30 |
|
Year 2 |
37.50 |
3.41 |
34.09 |
2.05 |
|
|
1 |
34.09 |
3.41 |
30.68 |
1.84 |
3.48 |
|
2 |
|
|
|
|
|
|
Year 3 |
30.68 |
3.41 |
27.27 |
1.64 |
2.66 |
|
1 |
27.27 |
3.41 |
23.86 |
1.43 |
|
|
2 |
|
|
|
|
|
|
Year 4 |
23.86 |
3.41 |
20.45 |
1.23 |
1.84 |
|
1 |
20.45 |
3.41 |
17.05 |
1.02 |
|
|
2 |
|
|
|
|
|
|
Year 5 |
17.05 |
3.41 |
13.64 |
0.82 |
1.02 |
|
1 |
13.64 |
3.41 |
10.23 |
0.61 |
|
|
2 |
|
|
|
|
|
|
Year 6 |
10.23 |
3.41 |
6.82 |
0.41 |
0.20 |
|
1 |
6.82 |
3.41 |
3.41 |
0.20 |
|
|
2 |
|
|
|
|
|
|
Year 7 |
3.41 |
3.41 |
0.00 |
0.00 |
0.00 |
|
1 |
0.00 |
0.00 |
0.00 |
0.00 |
|
|
2 |
|
|
|
|
|
|
|
|
37.50 |
|
|
|
annexure-VII(A)
REPAYMENT SCHEDULE
(Rs. in thousand)
|
Particulars |
Year 1 |
Year 2 |
Year 3 |
|
Net Accruals
|
0.00 |
98.31 |
79.79 |
|
Interest
Added Back |
|
|
|
|
Loan-
Balance at Year End |
37.50 |
30.68 |
23.86 |
|
Bank Loan |
37.50 |
30.68 |
23.86 |
|
Repayment
(6years, half yearly) |
4.50 |
11.11 |
10.30 |
|
Principal |
0.00 |
6.82 |
6.82 |
|
Bank Loan |
0.00 |
6.82 |
6.82 |
|
Interest |
4.50 |
4.30 |
3.48 |
|
Bank Loan |
4.50 |
4.30 |
3.48 |
|
Net
Surplus |
-4.50 |
87.20 |
69.49 |